Who is Merchant Capital?

For 9 years, Merchant Capital has supported Janine Baum, owner of Lingerie and Leisure, by providing timely access to funding when she needed it most Big enough to back your business dreams, small enough to care Since our inception in 2012, we’ve invested over R8 billion into South African businesses' ambitions to fund their dreams.

What is merchant capital financing?

Merchant capital funding, also known as merchant cash advance (MCA), is a financing option available to businesses that accept credit card payments. It provides a lump sum payment upfront, which is repaid through a portion of the business’s daily credit card sales or future receivables.

Why should you choose merchants capital?

Elevating people. Direct access to our bank. Merchants Capital is the only agency lender that acquired a bank to provide flexible financing options, access to decision makers, and responsiveness not found at larger institutions.